Introduction

Managing assets and liabilities is akin to walking a tightrope. This program introduces you to ALM as a strategic approach by ensuring that assets and liabilities are balanced, in order to achieve business goals, manage associated risks, and secure institutional stability.

Keywords

Asset liability management, ALM framework, asset liability committee (ALCo), RAROC, capital allocation, risk management

What You Learn

1

Asset management, including asset allocation, portfolio management, and investment strategies.

2

Management of liabilities, including deposits, loans, and bonds, to meet commitments without strain.

3

Comprehensive understanding of risks, including interest rate, liquidity, credit, and market risks.

4

Measurement and management of risks.

5

Functions of an asset-liability committee (ALCo), including setting ALM objectives, portfolio review, risk management, and capital allocation.

6

Measuring value creation, risk-adjusted return on capital (RAROC), capital allocation, and asset liability gap.

7

Assessing whether the institution is adequately compensated for the risks it takes.

8

Assessing the difference between the maturities and cash flows of assets and liabilities.

What You Get

Videos

Videos

Articles

Articles

Digital Badges

Digital Badges

Quizzes

Quizzes

Handouts

Handouts

One-to-one mentorship

One-to-one mentorship

This Is For You If

You work in banking and related sectors and have a role in your organization's liquidity, cash flow, and financial risks.

How You Benefit

Assess how risks affect the balance sheet and develop strategies to mitigate them.

Set ALM objectives, considering risk appetite, profitability goals, and regulatory requirements.

Ensure alignment of asset and liability portfolios with the defined objectives.

Develop risk mitigation strategies and contingency plans.

Determine the allocation of capital to different business units and activities based on their risk-return profiles.

Optimize the balance between risk and return to create value for the institution.

Evaluate the returns generated relative to the capital deployed.

Identify potential liquidity gaps and interest rate risk exposure.

What You Shouldn’t Miss

Corporate & Wholesale Lending

Corporate & Wholesale Lending

5
The program will guide you on the legal and financial aspects of corporate lending and judging corporate creditworthiness.
View Program Get It Now
Finance for Non-Finance Professionals

Finance for Non-Finance Professionals

4.7
This program is useful for mid and higher-level executives to understand their organization's financials better.
View Program Get It Now
Accounting Fundamentals

Accounting Fundamentals

5
Learn the core skills to structure, deliver, and monitor a project in any industry.
View Program Get It Now
International Financial Reporting Standards (IFRS) for Banks

International Financial Reporting Standards (IFRS) for Banks

5
This program helps bankers scale their financial reporting to international standards and foster investor trust.
View Program Get It Now

The Silver Brook Advantage

End-to-End Program Management

Every program is managed end to end by the SB team through reminders, attendance, assignments, mentorships, and tests.

Going the Extra Mile

Each program is designed and delivered with a focus on maximizing learning outcomes and achieving the terminal objectives.

The Personal Touch

Our programs are tailor-made to our partner organizations and their individual learners.

Integration across Disciplines

Programs across Life Skills, Leadership, Business, and Technology for all industry sectors.

Why Learn from

Silver Brook

20,000

programs conducted in nearly 2 decades.

80%

of our clients are Fortune 500 companies.

92

out of 100 learners recommend our programs to others (NPS score).

483,000+

professionals have leveled up their skills and mindsets.

42%

of our programs are mandatory for some clients’ employees.

80%

of clients repeat our programs.

800

years of collective experience in planning and upskilling.

50+

Facilitators come from top management and leadership roles.

12

countries and growing…

Get it

Customized

Call us to talk to one of our learning advisors about your upskilling requirements or use the form below to send us a message.