Introduction

The advent of the United Payments Interface (UPI) for digital payments has revolutionized many aspects of commerce today – with effects on merchant cash flows, bringing more ‘cash’ transactions into the banking system and empowering small digital payments. Does this portend the end of the credit card system? This program explains the pros and cons of both.

Keywords

Credit cards, united payments interface, UPI, cash flows, cash reserves, tax liabilities, payment life cycle, payment players, flow of payments, fraud detection, fraud prevention

What You Learn

1

How credit cards, debit cards, and payments work.

2

Life cycle of these payment methods.

3

Differences between cards and UPI.

4

How they affect merchants' cash flows, reserves, and tax liabilities.

5

Major payment players and their business models.

6

Flow of payments - authorizations, settlements, reversals, chargebacks.

7

Recognizing common frauds that take place with these modes of payment.

8

Tools for detecting and preventing fraud.

What You Get

Videos

Videos

Articles

Articles

Digital Badges

Digital Badges

Quizzes

Quizzes

Handouts

Handouts

One-to-one mentorship

One-to-one mentorship

This Is For You If

You manage payment systems for merchant clients, especially sales and customer service.

How You Benefit

Understand the business impact of credit cards versus UPI.

Get a better grasp of the tools used to fight fraud.

Be better positioned to explain Modes of Payment to merchant clients.

Be prepared for the next generation of payments.

What You Shouldn’t Miss

Anti-Money Laundering

Anti-Money Laundering

5
Learn how to identify and prevent financial transactions that may qualify as money laundering.
Blockchain Technology

Blockchain Technology

4.8
Master the basics of blockchain and how it is becoming an essential part of the financial technology landscape.
Finance for Non-Finance Professionals

Finance for Non-Finance Professionals

4.7
This program is useful for mid and higher-level executives to understand their organization's financials better.

The Silver Brook Advantage

End-to-End Program Management

Every program is managed end to end by the SB team through reminders, attendance, assignments, mentorships, and tests.

Going the Extra Mile

Each program is designed and delivered with a focus on maximizing learning outcomes and achieving the terminal objectives.

The Personal Touch

Our programs are tailor-made to our partner organizations and their individual learners.

Integration across Disciplines

Programs across Life Skills, Leadership, Business, and Technology for all industry sectors.

Why Learn from

Silver Brook

20,000

programs conducted in nearly 2 decades.

80%

of our clients are Fortune 500 companies.

92

out of 100 learners recommend our programs to others (NPS score).

483,000+

professionals have leveled up their skills and mindsets.

42%

of our programs are mandatory for some clients’ employees.

80%

of clients repeat our programs.

800

years of collective experience in planning and upskilling.

50+

Facilitators come from top management and leadership roles.

12

countries and growing…

Get it

Customized

Call us to talk to one of our learning advisors about your upskilling requirements or use the form below to send us a message.